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Winter 2021Fintech

Sivo

Debt as a service for companies to lend money to their users at scale.

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About Sivo

Sivo provides debt as a service. Our API and risk protocol allows fintechs, neobanks, and gig platforms to lend money to their users, at scale, without having to raise debt which can take up to two years. You can think of us as Stripe for Debt. We started 6 months ago, in March signed a $100m debt capital partnership, and will be launching our API in April. We already have more than 100 companies in our customer pipeline including Uber.  We’ve been able to move so quickly because we are a team with previous exits and decades of experience in risk, debt, and enterprise software for companies including Goldman Sachs, Revolut, NASA, McKinsey and Citigroup.

Quick facts

YC Batch
Winter 2021
Founded
2020
Headquarters
San Francisco
Team size
15
Industry
Fintech • Fintech -> Credit and Lending
Tags
artificial-intelligence, fintech
Website
sivo.com
Profiles
LinkedIn · Twitter · Crunchbase

Founders

Kate Hiscox
Founder
Originally from the UK and based in Vancouver. I've been building companies for 15+ years with Sivo being company #6. Exits include an IPO (9 figure valuation post listing on the TSX-V). I like to build things and never …
Dani Conejo Rico
Founder
I am passionate about building intuitive digital products, bringing about an end to predatory lending and cramming in as many races as I can! I am based in Vancouver and Mexico City where I love to cook, run and spend ti…

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